Peer to Peer (P2P) Lending Market Size to Hit USD 1,380.80 Bn by 2034

Chapter 1. Introduction

1.1. Research Objective

1.2. Scope of the Study

1.3. Definition

Chapter 2. Research Methodology (Premium Insights)

2.1. Research Approach

2.2. Data Sources

2.3. Assumptions & Limitations

Chapter 3. Executive Summary

3.1. Market Snapshot

Chapter 4. Market Variables and Scope

4.1. Introduction

4.2. Market Classification and Scope

4.3. Industry Value Chain Analysis

4.3.1. Raw Material Procurement Analysis

4.3.2. Sales and Distribution Channel Analysis

4.3.3. Downstream Buyer Analysis

Chapter 5. COVID 19 Impact on Peer to Peer (P2P) Lending Market

5.1. COVID-19 Landscape: Peer to Peer (P2P) Lending Industry Impact

5.2. COVID 19 - Impact Assessment for the Industry

5.3. COVID 19 Impact: Global Major Government Policy

5.4. Market Trends and Opportunities in the COVID-19 Landscape

Chapter 6. Market Dynamics Analysis and Trends

6.1. Market Dynamics

6.1.1. Market Drivers

6.1.2. Market Restraints

6.1.3. Market Opportunities

6.2. Porter’s Five Forces Analysis

6.2.1. Bargaining power of suppliers

6.2.2. Bargaining power of buyers

6.2.3. Threat of substitute

6.2.4. Threat of new entrants

6.2.5. Degree of competition

Chapter 7. Competitive Landscape

7.1.1. Company Market Share/Positioning Analysis

7.1.2. Key Strategies Adopted by Players

7.1.3. Vendor Landscape

7.1.3.1. List of Suppliers

7.1.3.2. List of Buyers

Chapter 8. Global Peer to Peer (P2P) Lending Market, By Business Model

8.1. Peer to Peer (P2P) Lending Market Revenue and Volume Forecast, by Business Model

8.1.1. Traditional Lending

8.1.1.1. Market Revenue and Volume Forecast

8.1.2. Alternate Marketplace Lending

8.1.2.1. Market Revenue and Volume Forecast

Chapter 9. Global Peer to Peer (P2P) Lending Market, By Loan Type

9.1. Peer to Peer (P2P) Lending Market Revenue and Volume Forecast, by Loan Type

9.1.1. Consumer Loans

9.1.1.1. Market Revenue and Volume Forecast

9.1.2. Small Business Loans

9.1.2.1. Market Revenue and Volume Forecast

9.1.3. Real Estate Loans

9.1.3.1. Market Revenue and Volume Forecast

Chapter 10. Global Peer to Peer (P2P) Lending Market, By End-User

10.1. Peer to Peer (P2P) Lending Market Revenue and Volume Forecast, by End-User

10.1.1. Individuals

10.1.1.1. Market Revenue and Volume Forecast

10.1.2. Businesses

10.1.2.1. Market Revenue and Volume Forecast

Chapter 11. Global Peer to Peer (P2P) Lending Market, By Repayment Term

11.1. Peer to Peer (P2P) Lending Market Revenue and Volume Forecast, by Repayment Term

11.1.1. Short-term Loans (up to 12 months)

11.1.1.1. Market Revenue and Volume Forecast

11.1.2. Medium-term Loans (1-5 years)

11.1.2.1. Market Revenue and Volume Forecast

11.1.3. Long-term Loans

11.1.3.1. Market Revenue and Volume Forecast

Chapter 12. Global Peer to Peer (P2P) Lending Market, Regional Estimates and Trend Forecast

12.1. North America

12.1.1. Market Revenue and Volume Forecast, by Business Model

12.1.2. Market Revenue and Volume Forecast, by Loan Type

12.1.3. Market Revenue and Volume Forecast, by End-User

12.1.4. Market Revenue and Volume Forecast, by Repayment Term

12.1.5. U.S.

12.1.5.1. Market Revenue and Volume Forecast, by Business Model

12.1.5.2. Market Revenue and Volume Forecast, by Loan Type

12.1.5.3. Market Revenue and Volume Forecast, by End-User

12.1.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.1.6. Rest of North America

12.1.6.1. Market Revenue and Volume Forecast, by Business Model

12.1.6.2. Market Revenue and Volume Forecast, by Loan Type

12.1.6.3. Market Revenue and Volume Forecast, by End-User

12.1.6.4. Market Revenue and Volume Forecast, by Repayment Term

12.2. Europe

12.2.1. Market Revenue and Volume Forecast, by Business Model

12.2.2. Market Revenue and Volume Forecast, by Loan Type

12.2.3. Market Revenue and Volume Forecast, by End-User

12.2.4. Market Revenue and Volume Forecast, by Repayment Term

12.2.5. UK

12.2.5.1. Market Revenue and Volume Forecast, by Business Model

12.2.5.2. Market Revenue and Volume Forecast, by Loan Type

12.2.5.3. Market Revenue and Volume Forecast, by End-User

12.2.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.2.6. Germany

12.2.6.1. Market Revenue and Volume Forecast, by Business Model

12.2.6.2. Market Revenue and Volume Forecast, by Loan Type

12.2.6.3. Market Revenue and Volume Forecast, by End-User

12.2.6.4. Market Revenue and Volume Forecast, by Repayment Term

12.2.7. France

12.2.7.1. Market Revenue and Volume Forecast, by Business Model

12.2.7.2. Market Revenue and Volume Forecast, by Loan Type

12.2.7.3. Market Revenue and Volume Forecast, by End-User

12.2.7.4. Market Revenue and Volume Forecast, by Repayment Term

12.2.8. Rest of Europe

12.2.8.1. Market Revenue and Volume Forecast, by Business Model

12.2.8.2. Market Revenue and Volume Forecast, by Loan Type

12.2.8.3. Market Revenue and Volume Forecast, by End-User

12.2.8.4. Market Revenue and Volume Forecast, by Repayment Term

12.3. APAC

12.3.1. Market Revenue and Volume Forecast, by Business Model

12.3.2. Market Revenue and Volume Forecast, by Loan Type

12.3.3. Market Revenue and Volume Forecast, by End-User

12.3.4. Market Revenue and Volume Forecast, by Repayment Term

12.3.5. India

12.3.5.1. Market Revenue and Volume Forecast, by Business Model

12.3.5.2. Market Revenue and Volume Forecast, by Loan Type

12.3.5.3. Market Revenue and Volume Forecast, by End-User

12.3.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.3.6. China

12.3.6.1. Market Revenue and Volume Forecast, by Business Model

12.3.6.2. Market Revenue and Volume Forecast, by Loan Type

12.3.6.3. Market Revenue and Volume Forecast, by End-User

12.3.6.4. Market Revenue and Volume Forecast, by Repayment Term

12.3.7. Japan

12.3.7.1. Market Revenue and Volume Forecast, by Business Model

12.3.7.2. Market Revenue and Volume Forecast, by Loan Type

12.3.7.3. Market Revenue and Volume Forecast, by End-User

12.3.7.4. Market Revenue and Volume Forecast, by Repayment Term

12.3.8. Rest of APAC

12.3.8.1. Market Revenue and Volume Forecast, by Business Model

12.3.8.2. Market Revenue and Volume Forecast, by Loan Type

12.3.8.3. Market Revenue and Volume Forecast, by End-User

12.3.8.4. Market Revenue and Volume Forecast, by Repayment Term

12.4. MEA

12.4.1. Market Revenue and Volume Forecast, by Business Model

12.4.2. Market Revenue and Volume Forecast, by Loan Type

12.4.3. Market Revenue and Volume Forecast, by End-User

12.4.4. Market Revenue and Volume Forecast, by Repayment Term

12.4.5. GCC

12.4.5.1. Market Revenue and Volume Forecast, by Business Model

12.4.5.2. Market Revenue and Volume Forecast, by Loan Type

12.4.5.3. Market Revenue and Volume Forecast, by End-User

12.4.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.4.6. North Africa

12.4.6.1. Market Revenue and Volume Forecast, by Business Model

12.4.6.2. Market Revenue and Volume Forecast, by Loan Type

12.4.6.3. Market Revenue and Volume Forecast, by End-User

12.4.6.4. Market Revenue and Volume Forecast, by Repayment Term

12.4.7. South Africa

12.4.7.1. Market Revenue and Volume Forecast, by Business Model

12.4.7.2. Market Revenue and Volume Forecast, by Loan Type

12.4.7.3. Market Revenue and Volume Forecast, by End-User

12.4.7.4. Market Revenue and Volume Forecast, by Repayment Term

12.4.8. Rest of MEA

12.4.8.1. Market Revenue and Volume Forecast, by Business Model

12.4.8.2. Market Revenue and Volume Forecast, by Loan Type

12.4.8.3. Market Revenue and Volume Forecast, by End-User

12.4.8.4. Market Revenue and Volume Forecast, by Repayment Term

12.5. Latin America

12.5.1. Market Revenue and Volume Forecast, by Business Model

12.5.2. Market Revenue and Volume Forecast, by Loan Type

12.5.3. Market Revenue and Volume Forecast, by End-User

12.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.5.5. Brazil

12.5.5.1. Market Revenue and Volume Forecast, by Business Model

12.5.5.2. Market Revenue and Volume Forecast, by Loan Type

12.5.5.3. Market Revenue and Volume Forecast, by End-User

12.5.5.4. Market Revenue and Volume Forecast, by Repayment Term

12.5.6. Rest of LATAM

12.5.6.1. Market Revenue and Volume Forecast, by Business Model

12.5.6.2. Market Revenue and Volume Forecast, by Loan Type

12.5.6.3. Market Revenue and Volume Forecast, by End-User

12.5.6.4. Market Revenue and Volume Forecast, by Repayment Term

Chapter 13. Company Profiles

13.1. Avant LLC

13.1.1. Company Overview

13.1.2. Product Offerings

13.1.3. Financial PerBusiness Modelance

13.1.4. Recent Initiatives

13.2. Zopa Bank Limited

13.2.1. Company Overview

13.2.2. Product Offerings

13.2.3. Financial PerBusiness Modelance

13.2.4. Recent Initiatives

13.3. Funding Circle

13.3.1. Company Overview

13.3.2. Product Offerings

13.3.3. Financial PerBusiness Modelance

13.3.4. Recent Initiatives

13.4. Social Finance Inc.

13.4.1. Company Overview

13.4.2. Product Offerings

13.4.3. Financial PerBusiness Modelance

13.4.4. Recent Initiatives

13.5. Kabbage Inc.

13.5.1. Company Overview

13.5.2. Product Offerings

13.5.3. Financial PerBusiness Modelance

13.5.4. Recent Initiatives

13.6. RateSetter

13.6.1. Company Overview

13.6.2. Product Offerings

13.6.3. Financial PerBusiness Modelance

13.6.4. Recent Initiatives

13.7. Lending Club Corporation

13.7.1. Company Overview

13.7.2. Product Offerings

13.7.3. Financial PerBusiness Modelance

13.7.4. Recent Initiatives

13.8. Prosper Funding LLC

13.8.1. Company Overview

13.8.2. Product Offerings

13.8.3. Financial PerBusiness Modelance

13.8.4. Recent Initiatives

13.9. LendingTree LLC

13.9.1. Company Overview

13.9.2. Product Offerings

13.9.3. Financial PerBusiness Modelance

13.9.4. Recent Initiatives

13.10. OnDeck

13.10.1. Company Overview

13.10.2. Product Offerings

13.10.3. Financial PerBusiness Modelance

13.10.4. Recent Initiatives

Chapter 14. Research Methodology

14.1. Primary Research

14.2. Secondary Research

14.3. Assumptions

Chapter 15. Appendix

15.1. About Us

15.2. Glossary of Terms

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Frequently Asked Questions

The global peer to peer (P2P) lending market size was reached at USD 176.50 billion in 2025 and is anticipated to rake around USD 1,380.80 billion by 2034.

The global peer to peer (P2P) lending market is expanding at a CAGR of 25.73% from 2025 to 2034.

The major players operating in the peer to peer (P2P) lending market are Avant LLC, Zopa Bank Limited, Funding Circle, Social Finance Inc., Kabbage Inc., RateSetter, Lending Club Corporation, Prosper Funding LLC, LendingTree LLC, and OnDeck.

A lack of public understanding about peer to peer (P2P) lending is limiting the growth of the worldwide P2P lending sector. Furthermore, the growth of small and medium-sized businesses is fueling the need for peer-to-peer (P2P) financing around the world.

North America region will lead the global peer to peer (P2P) lending market in the next ten years.