Credit Card Payments Market Size, Share, and Trends 2025 to 2034

The credit card payments market is set for rapid expansion, driven by the global shift toward digital transactions, rising e-commerce activity, and evolving consumer preferences. With a projected CAGR of 8.69% through 2034, the market is thriving on innovation, reward programs, and increasing card penetration across regions

Last Updated : September 2025  |  Report Code : 4460  |  Category : ICT  |  Format : PDF / PPT / Excel

Credit Card Payments Market

Chapter 1. Introduction

1.1. Research Objective

1.2. Scope of the Study

1.3. Definition

Chapter 2. Research Methodology (Premium Insights)

2.1. Research Approach

2.2. Data Sources

2.3. Assumptions & Limitations

Chapter 3. Executive Summary

3.1. Market Snapshot

Chapter 4. Market Variables and Scope 

4.1. Introduction

4.2. Market Classification and Scope

4.3. Industry Value Chain Analysis

4.3.1. Raw Material Procurement Analysis 

4.3.2. Sales and Distribution Channel Analysis

4.3.3. Downstream Buyer Analysis

Chapter 5. COVID 19 Impact on Credit Card Payments Market 

5.1. COVID-19 Landscape: Credit Card Payments Industry Impact

5.2. COVID 19 - Impact Assessment for the Industry

5.3. COVID 19 Impact: Global Major Government Policy

5.4. Market Trends and Opportunities in the COVID-19 Landscape

6.1. Market Dynamics

6.1.1. Market Drivers

6.1.2. Market Restraints

6.1.3. Market Opportunities

6.2. Porter’s Five Forces Analysis

6.2.1. Bargaining power of suppliers

6.2.2. Bargaining power of buyers

6.2.3. Threat of substitute

6.2.4. Threat of new entrants

6.2.5. Degree of competition

Chapter 7. Competitive Landscape

7.1.1. Company Market Share/Positioning Analysis

7.1.2. Key Strategies Adopted by Players

7.1.3. Vendor Landscape

7.1.3.1. List of Suppliers

7.1.3.2. List of Buyers

Chapter 8. Global Credit Card Payments Market, By Card Type (Transaction Value Contribution)

8.1. Credit Card Payments Market, by Card Type (Transaction Value Contribution)

8.1.1. Standard Credit Cards

8.1.1.1. Market Revenue and Forecast

8.1.2. Premium Credit Cards (Gold, Platinum, Black)

8.1.2.1. Market Revenue and Forecast

8.1.3. Co-branded/Partnered Credit Cards

8.1.3.1. Market Revenue and Forecast

8.1.4. Corporate Credit Cards

8.1.4.1. Market Revenue and Forecast

8.1.5. Virtual Credit Cards

8.1.5.1. Market Revenue and Forecast

8.1.6. Secured Credit Cards

8.1.6.1. Market Revenue and Forecast

Chapter 9. Global Credit Card Payments Market, By Payment Channel

9.1. Credit Card Payments Market, by Payment Channel

9.1.1. In-store/POS Transactions

9.1.1.1. Market Revenue and Forecast

9.1.2. Online Transactions

9.1.2.1. Market Revenue and Forecast

9.1.3. Mobile Wallets Linked to Credit Cards

9.1.3.1. Market Revenue and Forecast

Chapter 10. Global Credit Card Payments Market, By End-user (Transaction Originator) 

10.1. Credit Card Payments Market, by End-user (Transaction Originator)

10.1.1. Individual Consumers (Retail/Personal Use)

10.1.1.1. Market Revenue and Forecast

10.1.2. SMEs (Business purchases via credit cards)

10.1.2.1. Market Revenue and Forecast

10.1.3. Large Corporates (Travel & procurement)

10.1.3.1. Market Revenue and Forecast

Chapter 11. Global Credit Card Payments Market, By Application Category

11.1. Credit Card Payments Market, by Application Category

11.1.1. Retail

11.1.1.1. Market Revenue and Forecast

11.1.2. Travel & Hospitality

11.1.2.1. Market Revenue and Forecast

11.1.3. Food & Beverage

11.1.3.1. Market Revenue and Forecast

11.1.4. Healthcare & Wellness

11.1.4.1. Market Revenue and Forecast

11.1.5. Education Services & Tuition

11.1.5.1. Market Revenue and Forecast

11.1.6. Utilities & Recurring Bill Payments

11.1.6.1. Market Revenue and Forecast

11.1.7. Government & Public Sector Services

11.1.7.1. Market Revenue and Forecast

11.1.8. Entertainment & Digital Subscriptions

11.1.8.1. Market Revenue and Forecast

Chapter 12. Global Credit Card Payments Market, By Transaction Size

12.1. Credit Card Payments Market, by Transaction Size

12.1.1. Micro Payments (Below $10)

12.1.1.1. Market Revenue and Forecast

12.1.2. Low-Value Payments ($10–$100)

12.1.2.1. Market Revenue and Forecast

12.1.3. Mid-Tier Payments ($100–$1,000)

12.1.3.1. Market Revenue and Forecast

12.1.4. High-Value Payments ($1,00+)

12.1.4.1. Market Revenue and Forecast

Chapter 13. Global Credit Card Payments Market, Regional Estimates and Trend Forecast

13.1. North America

13.1.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.1.2. Market Revenue and Forecast, by Payment Channel

13.1.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.1.4. Market Revenue and Forecast, by Application Category

13.1.5. Market Revenue and Forecast, by Transaction Size

13.1.6. U.S.

13.1.6.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.1.6.2. Market Revenue and Forecast, by Payment Channel

13.1.6.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.1.6.4. Market Revenue and Forecast, by Application Category

13.1.6.5. Market Revenue and Forecast, by Transaction Size  

13.1.7. Rest of North America

13.1.7.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.1.7.2. Market Revenue and Forecast, by Payment Channel

13.1.7.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.1.7.4. Market Revenue and Forecast, by Application Category

13.1.7.5. Market Revenue and Forecast, by Transaction Size

13.2. Europe

13.2.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.2.2. Market Revenue and Forecast, by Payment Channel

13.2.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.2.4. Market Revenue and Forecast, by Application Category  

13.2.5. Market Revenue and Forecast, by Transaction Size  

13.2.6. UK

13.2.6.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.2.6.2. Market Revenue and Forecast, by Payment Channel

13.2.6.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.2.7. Market Revenue and Forecast, by Application Category  

13.2.8. Market Revenue and Forecast, by Transaction Size  

13.2.9. Germany

13.2.9.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.2.9.2. Market Revenue and Forecast, by Payment Channel

13.2.9.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.2.10. Market Revenue and Forecast, by Application Category

13.2.11. Market Revenue and Forecast, by Transaction Size

13.2.12. France

13.2.12.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.2.12.2. Market Revenue and Forecast, by Payment Channel

13.2.12.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.2.12.4. Market Revenue and Forecast, by Application Category

13.2.13. Market Revenue and Forecast, by Transaction Size

13.2.14. Rest of Europe

13.2.14.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.2.14.2. Market Revenue and Forecast, by Payment Channel

13.2.14.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.2.14.4. Market Revenue and Forecast, by Application Category

13.2.15. Market Revenue and Forecast, by Transaction Size

13.3. APAC

13.3.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.3.2. Market Revenue and Forecast, by Payment Channel

13.3.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.3.4. Market Revenue and Forecast, by Application Category

13.3.5. Market Revenue and Forecast, by Transaction Size

13.3.6. India

13.3.6.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.3.6.2. Market Revenue and Forecast, by Payment Channel

13.3.6.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.3.6.4. Market Revenue and Forecast, by Application Category

13.3.7. Market Revenue and Forecast, by Transaction Size

13.3.8. China

13.3.8.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.3.8.2. Market Revenue and Forecast, by Payment Channel

13.3.8.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.3.8.4. Market Revenue and Forecast, by Application Category

13.3.9. Market Revenue and Forecast, by Transaction Size

13.3.10. Japan

13.3.10.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.3.10.2. Market Revenue and Forecast, by Payment Channel

13.3.10.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.3.10.4. Market Revenue and Forecast, by Application Category

13.3.10.5. Market Revenue and Forecast, by Transaction Size

13.3.11. Rest of APAC

13.3.11.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.3.11.2. Market Revenue and Forecast, by Payment Channel

13.3.11.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.3.11.4. Market Revenue and Forecast, by Application Category

13.3.11.5. Market Revenue and Forecast, by Transaction Size

13.4. MEA

13.4.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.4.2. Market Revenue and Forecast, by Payment Channel

13.4.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.4.4. Market Revenue and Forecast, by Application Category

13.4.5. Market Revenue and Forecast, by Transaction Size

13.4.6. GCC

13.4.6.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.4.6.2. Market Revenue and Forecast, by Payment Channel

13.4.6.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.4.6.4. Market Revenue and Forecast, by Application Category

13.4.7. Market Revenue and Forecast, by Transaction Size

13.4.8. North Africa

13.4.8.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.4.8.2. Market Revenue and Forecast, by Payment Channel

13.4.8.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.4.8.4. Market Revenue and Forecast, by Application Category

13.4.9. Market Revenue and Forecast, by Transaction Size

13.4.10. South Africa

13.4.10.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.4.10.2. Market Revenue and Forecast, by Payment Channel

13.4.10.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.4.10.4. Market Revenue and Forecast, by Application Category

13.4.10.5. Market Revenue and Forecast, by Transaction Size

13.4.11. Rest of MEA

13.4.11.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.4.11.2. Market Revenue and Forecast, by Payment Channel

13.4.11.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.4.11.4. Market Revenue and Forecast, by Application Category

13.4.11.5. Market Revenue and Forecast, by Transaction Size

13.5. Latin America

13.5.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.5.2. Market Revenue and Forecast, by Payment Channel

13.5.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.5.4. Market Revenue and Forecast, by Application Category

13.5.5. Market Revenue and Forecast, by Transaction Size

13.5.6. Brazil

13.5.6.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.5.6.2. Market Revenue and Forecast, by Payment Channel

13.5.6.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.5.6.4. Market Revenue and Forecast, by Application Category

13.5.7. Market Revenue and Forecast, by Transaction Size

13.5.8. Rest of LATAM

13.5.8.1. Market Revenue and Forecast, by Card Type (Transaction Value Contribution)

13.5.8.2. Market Revenue and Forecast, by Payment Channel

13.5.8.3. Market Revenue and Forecast, by End-user (Transaction Originator)

13.5.8.4. Market Revenue and Forecast, by Application Category

13.5.8.5. Market Revenue and Forecast, by Transaction Size

Chapter 14. Company Profiles

14.1. American Express

14.1.1. Company Overview

14.1.2. Product Offerings

14.1.3. Financial Performance

14.1.4. Recent Initiatives

14.2. Bank of America

14.2.1. Company Overview

14.2.2. Product Offerings

14.2.3. Financial Performance

14.2.4. Recent Initiatives

14.3. Barclays

14.3.1. Company Overview

14.3.2. Product Offerings

14.3.3. Financial Performance

14.3.4. Recent Initiatives

14.4. Capital One

14.4.1. Company Overview

14.4.2. Product Offerings

14.4.3. Financial Performance

14.4.4. Recent Initiatives

14.5. Chase

14.5.1. Company Overview

14.5.2. Product Offerings

14.5.3. Financial Performance

14.5.4. Recent Initiatives

14.6. Citibank

14.6.1. Company Overview

14.6.2. Product Offerings

14.6.3. Financial Performance

14.6.4. Recent Initiatives

14.7. Discover

14.7.1. Company Overview

14.7.2. Product Offerings

14.7.3. Financial Performance

14.7.4. Recent Initiatives

14.8. HSBC

14.8.1. Company Overview

14.8.2. Product Offerings

14.8.3. Financial Performance

14.8.4. Recent Initiatives

14.9. ICICI Bank

14.9.1. Company Overview

14.9.2. Product Offerings

14.9.3. Financial Performance

14.9.4. Recent Initiatives

14.10. JPMorgan

14.10.1. Company Overview

14.10.2. Product Offerings

14.10.3. Financial Performance

14.10.4. Recent Initiatives

Chapter 15. Research Methodology

15.1. Primary Research

15.2. Secondary Research

15.3. Assumptions

Chapter 16. Appendix

16.1. About Us

16.2. Glossary of Terms

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Frequently Asked Questions

The global credit card payments market size is expected to increase USD 1,433.49 billion by 2034 from USD 622.76 billion in 2024.

The global credit card payments market will register growth rate of 8.69% between 2025 and 2034.

The major players operating in the credit card payments market are American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, ICICI Bank, JPMorgan, Mastercard, MUFG, Santander, SBI Cards, State Farm, U.S. Bancorp, Visa Wells Fargo, Westpac, Worldpay, and Others.

The driving factors of the credit card payments market are the increasing adoption of credit card and customer preference for quick, safe, and cashless transactions.

North America region will lead the global credit card payments market during the forecast period 2025 to 2034.

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